California residents sometimes admit to being confused about their insurance policies. While the stereotypical belief is that insurance documentation is filled with legal mumbo jumbo, nothing could be further from the truth. Your home insurance policy along with any relevant documentation you have is filled with valuable and important information. As such, it is vital that you take the time to read and understand the wording.
Don’t make the age-old mistake of just signing on the dotted line and paying over your premium without comprehending the nitty-gritty of the coverage. The document holds an important wealth of information about what and how you are covered.
Making assumptions on what is covered could be a very dangerous thing. You may find your policy not covering what you intended it to protect. You may omit to notice the fact that you are covered for some circumstances and neglect to make a claim based on that assumption.
Any wording in your documentation, which you do not understand, should be clarified. Do not be afraid to ask questions before finalizing your policy and make sure you fully comprehend it. As with all insurance policies ensure details are updated regularly to ensure correct coverage.
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