Why Rebuilding Your Home could be more Costly

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According to a recent Huffington Post article, new energy efficiency standard changes in California mean that the cost of building a new home will soon rise. While the initial building costs are likely to increase, it is hoped these will be offset with a reduction in energy costs for home and business owners. Even if you are not in the market to build a new home, the increase in building costs needs to be taken into consideration with regards to California home insurance. Should the worst happen and your home is destroyed by a disaster, your insurance coverage needs to be sufficient for you to rebuild under the new regulations.

Under the new rulings, the construction of new homes will need to include certain features – depending on the location and weather patterns applicable. Solar-ready roof construction may be required in areas with higher-than-average temperatures. Building windows may need to allow for more sunlight penetration but decreased heat gain, and whole-house fans may be another inclusion considered necessary. The insulation of hot water pipes will be another function that may add to the energy efficiency of new homes.

These initiatives could result in reductions in greenhouse emission levels and make life more comfortable for residents in the process. Reflecting these changes in the amount of California home insurance coverage you have is also recommended. Contact us for more information on home insurance in California.

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