The recent wildfires that swept through parts of California highlight just how important it is that homeowners ensure they have adequate home insurance. The fires in the Lake County and Spring Valley areas forced the evacuation of 480 homes. The fires burning over 3,000 acres destroyed three buildings, and threatened many more.
Fires of this type are a concern for all residents. During situations like these, when evacuation is required because of impending disasters, it may provide some solace to residents to know that even if the worst should happen and they returned to find their home destroyed, their earlier decision to instigate a home insurance policy could help them to recover. After such an event, it is too late to think about what might have been. Protecting assets by way of taking out appropriate coverage should be high on every resident’s priority list.
Sadly, such wildfire tragedies often mean that the news headlines are dotted with stories of loss and heartbreak. This loss is made even more tragic with the news that some homeowners did not have insurance. The devastation of losing everything is bad enough without the extra pain of realizing that, without insurance, it is necessary to start again with only the few possessions that remain.
*
