Returning to your car after an outing and finding it has been damaged or vandalized can be an upsetting event. What do you do? Thankfully those with California auto insurance may be able to be financially compensated and have the damage repaired if they have comprehensive coverage. Even so, there are certain steps you should take to make sure further loss is avoided and you have done all you can to satisfy the requirements of your insurance company.
The damage to your vehicle may have been done in the process of persons breaking in to steal contents within the car. Alternatively the damage may just be the result of a person or person’s malicious act. Either way, securing your car so no further loss occurs is vital if it cannot be driven. It is vital that the damage is reported to police within 24 hours. You should note down any damage and if possible photograph areas of the vehicle where the damage is noted. Notify your insurance company or agent as soon as possible and follow their instructions as to how to proceed with a claim and what details are required. You may also seek any witnesses that may have seen the damage occur if the area is a busy one. Remove any valuables from the car if it cannot be driven, and lock it.
Sadly there are people that take perverse pleasure from destroying other people’s property. The reason you took out comprehensive California auto insurance was for just a situation like this. Your insurance company will assess your claim and having completed the right steps before this may help the matter to be resolved quickly so you can get back on the road.
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