While many Californian businesses recognize that business insurance is a necessity there are some specific risks that employers would be well advised to cover. One of these is employment practices liability. Making sure this coverage is included as part of your business insurance California may provide you with financial assistance in cases of employee claims of wrongful termination, breach of contract and other related forms of litigation that your company may face.
Newspaper headlines sometimes highlight high profile sexual harassment cases. Don’t be misled into thinking any business is immune. You only need to have one employee overstep boundaries before you may be involved in this type of claim. What one person finds amusing or friendly, may be viewed by another as insulting or defamatory. Boundaries can be crossed in an instant and lead to hurt, anger and emotional distress.
Discrimination by sex, race, age or disability is another area where a company could come under scrutiny. Any allegations of this type can have the potential to cost your company dearly. Employment practices liability cover may help you defend any claim made under these circumstances.
Creating an atmosphere where none of these behaviors is allowed may be the best way to reduce the risk of claim. Nonetheless, events may sometimes be outside your control, which means ensuring your business insurance California policies include cover for employment practices liability could be a very sound decision.
*
