Firstly, PTL Insurance Brokers and especially my consultant, Victor Vizcarra – are great at identifying my insurance needs and meeting those needs. With his professional and timely advice, Victor is tireless and very determined at helping me with my Errors & Ommissions protection needs; and really cares about my life and personal business. He is punctual and works hard at helping me out! I recommend anyone who needs assistance and guidance in the insurance arena to PTL Insurance Brokers and especially my consultant, Victor Vizcarra. No one is more professional and intelligent when it comes to the liability area. Thank you Victor!