California Personal Insurance

Have you ever wondered what would happen if your home was destroyed in a fire or flood? What would you do after an accident with another driver or a pole you didn’t see coming? You don’t have to go through life worried about these what-ifs — not when you have insurance that offers the most amount of coverage for whatever disaster strikes next.

At PTL Insurance Brokers, we can help you select and buy high quality personal insurance coverage that fits your life and your budget. No matter what type of insurance you need, we’ve got the connections to find the right policy for you.

Home Insurance: Your California home may be the biggest financial investment you ever make. Protect your family and your home with a solid home insurance policy that can get you back on your feet when disaster strikes. You need enough coverage to rebuild from the ground up, and we can help you find the best policy for your home and your budget.

Auto Insurance: California roadways may be scenic and beautiful, but in many places they’re crowded and hectic. Make sure you’re protected whenever you’re behind the wheel. One major accident with multiple vehicles and injuries can bring financial ruin — unless you have the right kind of auto insurance.

Earthquake Insurance: We’re no stranger to earthquakes here in California. From the small rumbles we barely notice to the big disasters that level towns, you know an earthquake can happen at any point. Protect your home with supplemental earthquake coverage.

Flood Insurance: Anywhere it can rain, it can flood, and your standard homeowners insurance won’t cover flood damage. No matter how many droughts we face in California, flooding is still a reality we must all deal with. Let PTL Insurance Brokers help you protect your home from rising waters.

Renters Insurance: Renters insurance may not be required as a California tenant, but it’s your best protection from plenty of disasters. Your landlord’s insurance coverage will only cover the building. For pennies a day, you can protect your belongings from multiple perils.

Recreational Vehicles Insurance: The best part about living a California life are all the toys you can play with. Motorcycles, boats, off-road vehicles, and RVs all need solid insurance protection, too. Keep yourself and your big-kid toys safe with the right coverage at the right price.

No matter what part of your life you want to protect from risk, PTL Insurance Brokers can help you find the insurance coverage that’s right for your life and your family. Whether you’re looking for a quote on new coverage or you’ve got questions about your current policy, contact us today!

TESTIMONIALS

John Buehler

We have been with PTL for over a decade, I believe, and have ALWAYS gotten GR8 service!! This morning I sent an e-mail at 9:30 and had a response within the hour!!!! They’re always helpful and willing to work with you!! I cannot praise or rate them any higher!!

David Benesh

Bryon Pedevillano is not only a great independent insurance agent, he’s actively involved in industry advocacy groups that help protect his clients!

Oscra Tejeda

My personal insurance policy was a little tricky but Christine Barbosa was awesome every step of the way. Thank you

Mickey B

I was referred to Christine for my auto insurance by my brother. She has been helping him for years. She was very helpful and was able to answer all my questions. I never really knew what I was being covered for until I spoke to her. I will definitely be referring my friends.

Salon Meraki

I highly recommend working with Marcela for all your insurance needs. She is professional, patient and highly knowledgeable. She answered all of my questions and concerns in a timely manner. It was an absolute pleasure working with her.

May Kunka

I was calling around for quotes and was mainly looking for the best insurance prices but was taken aback by the knowledge and expertise by Melissa R, not only did she educate me on all the different plans that suite our needs best but emphasized the importance of not just paying attention to the monthly premium and to make sure it made sense when the deductible comes into play. Thanks so much for all your help! I highly recommend Melissa if you’re looking to have your insurance policy review, there were a ton of adjustments made to make sure my husband and I were protected.

Dolores Calderon

I have been in business with PTL for over 10years and Marcela has always been so polite and cheerful. I I have referred many of my coworkers to her and she has diligently assisted them. She knows her job and explains everything in detail and so very patient. Continue the great work Marcela!

Car Say

Our family has loved working with Melissa at PTL Insurance over the past five years. Her level of customer service and dedication to ensuring the customer comes first are the reasons why we continue to work with PTL. She always responds within 24 hours, makes recommendation to policy changes that have our benefit in mind, and continuously looks for ways we can save money. Melissa now takes care of all of our insurance needs and I can’t imagine anyone else doing a better job.

Tom Meaglia

Firstly, PTL Insurance Brokers and especially my consultant, Victor Vizcarra – are great at identifying my insurance needs and meeting those needs. With his professional and timely advice, Victor is tireless and very determined at helping me with my Errors & Ommissions protection needs; and really cares about my life and personal business. He is punctual and works hard at helping me out! I recommend anyone who needs assistance and guidance in the insurance arena to PTL Insurance Brokers and especially my consultant, Victor Vizcarra. No one is more professional and intelligent when it comes to the liability area. Thank you Victor!

Jill Armitage

We have been with PTL Insurance Brokers for several years now, first and foremost because of the excellent customer service from our agent, PTL Insurance Brokers. Our questions and concerns are always met within a very reasonable time-frame in a very professional yet personal manner.

Cyntia Nolff

My experience over the past years with PTL Insurance Brokers has been wonderful. My agent Victor Vizcarra and his team are incredibly helpful, efficient and professional. I definitely would recommend PTL Insurance Brokers, they are the best.

Robert Kenz

PTL Insurance Brokers has always been very responsive to my needs and competitively priced. When my annual policies come up for renewal they are always searching for better deals to keep my costs contained without sacrificing coverage. I continue to recommend them to colleagues and friends.

Dulce Godoy

PTL Insurance Brokers have been of great help to our company since I switched over to them from my old broker. Their staff have been very friendly and professional. They have helped us even through tough economic times and have always shopped around to quote us a good deal. Thanks for all your help!

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Personal Insurance

No matter where you are in life — just starting out or thinking about retirement — PTL Insurance Brokers can help you find the right insurance. From auto to motorcycle, home insurance to renters insurance, we’re here to help you protect yourself, your family, and your home from whatever happens next.

Business Insurance

Building a business takes time, patience, know-how, and the right tools. The right insurance coverage can mean the difference between coming back from disaster or not. At PTL Insurance Brokers, we’ll help you protect your California business, big or small. From general liability to workers compensation, we can help you cover your business from most risks.

Life & Health Insurance

Everyone needs life and health insurance, no matter how old or young you are. You might not want to think about the worst that can happen, and we understand the feeling but you need to protect yourself and your family. Work with PTL Insurance Brokers to purchase the right policies for where you’re at today. We’ll worry about the details, and you just worry about living a full and happy life in the California sun!

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